Credit cards are a safe way to carry money, they provide a convenientrecord of all your expenses, and they
generally offer good exchange rates.You can also withdraw cash advancesfrom your credit cards at banks orATMs, provided you know your PIN.If you’ve forgotten yours or didn’t even know you had one, call the number on
the back of your credit card and ask the bank to send it to you. It usually takes5 to 7 business days, though some banks will provide the number over the phone if you tell them your mother’smaiden name or some other personal information. Your credit card companywill likely charge a commission (1 or2%) on every foreign purchase you make, but don’t sweat this small stuff;for most purchases, you’ll still get thebest deal with credit cards when you factor in things like ATM fees andhigher traveler’s check exchange rates.In Portugal, American Express, DinersClub, MasterCard, and Visa are com-monly accepted, with the latter two cards predominating.

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